Yes, a stop sign ticket can raise your insurance rates. In Nevada, ignoring a stop sign isn’t just a small slip—it’s a moving violation that adds points to your driving record. According to Nevada Revised Statute NRS 484B.257, drivers must come to a full stop at marked lines or before entering an intersection. Failure to do so means two demerit points on your record.
Insurers in Reno take these demerits seriously. Your rate might not double overnight, but even one violation can trigger a premium increase, especially if it’s linked to a car accident. Insurance companies view stop sign citations as indicators of risky driving behavior, which may affect your risk profile for several years. That’s why many drivers quickly search for answers to questions like How Much Is A Stop Sign Ticket? and what it truly means for their insurance policy.
A key factor is whether the violation caused a crash. When a stop sign ticket is issued following a collision, insurers may deny coverage or dispute liability, potentially leaving the driver responsible for covering damages out of pocket. Some policies may even be subject to review, particularly if the insurer believes there is a recurring pattern of traffic violations. These adjustments can extend far beyond one renewal cycle and cost hundreds.
Yes, it’s possible to fight a stop sign ticket in Nevada. Many drivers don’t realize they have options, including contesting the citation in traffic court. In Reno, hearings are typically scheduled through the municipal court system, and drivers have the right to plead not guilty and present evidence.
Common defenses include obstructed or missing signage, faded road markings, or proving a full stop occurred before the line or intersection. Useful evidence can include dashcam video, photos, and witness testimony. Judges may also consider the context, such as whether a stop was missed during an emergency or evasive maneuver to avoid a collision.
How Much Is A Stop Sign Ticket? The total cost may exceed the initial fine when considering potential court fees and long-term insurance increases.
Multiple violations don’t just add up—they escalate. In Nevada, 12 demerit points in 12 months triggers a six-month license suspension. Even one or two tickets can build quickly, especially when combined with a car accident.
Repeated offenses also weaken your position if you’re making an insurance claim. Insurers may question your driving habits, which can complicate liability or reduce your settlement.
In Nevada, drivers who have accumulated 3 to 11 demerit points may have 3 points removed by completing a DMV-approved traffic safety course, as long as it is not part of a court plea bargain. Drivers can use this option only once every 12 months.
To avoid further trouble, we recommend addressing violations early. Completing traffic school is a simple way to stay on the road and maintain a cleaner driving record.

Craig W. Kidwell is the managing partner of Kidwell & Gallagher, Ltd., and exclusively represents injured workers in Nevada. Mr. Kidwell has been practicing workers’ compensation law in Nevada since 1999 and has acted as lead counsel on over 2,000 contested workers’ compensation claims. Mr. Kidwell represents injured workers in Nevada through all stages of Nevada’s complex worker’s compensation system. Craig regularly appears in all levels of Nevada’s administrative workers’ compensation system and has represented injured workers in Nevada’s districts and Supreme Court.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Managing Partner, Craig W. Kidwell who has more than 20 years of legal experience as a personal injury attorney.