After getting into a car accident I called Barbara and it was the best decision I ever made. She is amazing! I couldn’t have asked for a better lawyer to represent me. She got me the best settlement to pay back my medi...
The fight with insurance companies is just as hard as fighting for your life after an accident. As long as you dont give up on yourself Barbara will fight for you. The staff at Kidwell and Gallagher were great as well. I...
These two are specialists in two related fields, personal injury and workmen’s comp. Both they and their staff were VERY responsive to me and my questions, and handled my case with patience and competence. I would,...
I feel like kidwell & Gallagher went above and beyond for me. Craig himself and his staff are so nice and helpful. I would highly recommend this law office for your workmans comp/injury needs. You will not be disappo...
The best place to go if you need good hometown lawyers. They are very informative and kept us updated on what was going to happen through out our case.
Was the best experience, we told them the problem and they took over everything, was such a relief. Always there to answer any questions and help is fast is possible.
I was at my job mountain crew changes there in the basement of kidwell and Gallagher
They weren’t able to help with my case, but they directed me to someone who could.
You need to pay attention to your insurance requirements in Reno and in the state of Nevada because you cannot let your liability insurance lapse – not even for a day. You aren’t given any grace period if you forget about paying the premium for your policy.
Therefore, it’s important to know the rules and stay on top of your insurance payments and registration. Anyone whose vehicle is registered in Silver State must show Evidence of Liability Insurance in their auto or on a mobile device. If you’re hit by an insured driver, always contact a car accident attorney in Reno as soon as possible.
First, you need to start with the minimum coverage. The state-mandated minimums are as follows:
The state liability minimums are meant to provide basic financial coverage if someone causes an auto accident or a mishap that causes damages or injuries to other drivers, motorcyclists, passengers, bicyclists, or pedestrians.
However, you still need to be aware that this coverage may not be enough. If the minimums for your insurance coverage do not fully cover accident costs, you may still owe the difference.
Liability insurance is always required to protect you financially and pay for any obligations you must assume as a result of being the at-fault driver.
Adding additional coverage will enable you to pay for expenses that cannot be met by another party or that involve repair or a vehicle replacement that affects your car.
Although not required by state law, uninsured/underinsured motorist (UM/UIM) coverage protects you if an at-fault driver cannot pay for your expenses because they lack proper coverage.
The insurance covers medical bills, lost wages, and similar losses if the driver who struck you does not have enough insurance or is not carrying the coverage. This can help greatly if you wish to settle an insurance claim with an attorney’s help and are seeking a fair and equitable amount.
Comprehensive and collision coverage can offer significant financial protection in case of theft, damages to, or a collision with your vehicle.
If your car is damaged due to a fire or natural disaster or stolen outright, comprehensive coverage can help pay for repairs or replacement.
On the other hand, collision coverage will help with any repair costs or replacement if your vehicle is damaged in an accident. In this case, it does not matter who is at fault.
When buying insurance, you’ll need to compare policies. Your policy’s cost is based on your driving history, vehicle type, age, where you live, and how much you drive.
Unfortunately, not every driver complies with insurance requirements in Nevada. Speak to a car accident lawyer in Reno if you need to seek an accident settlement after an uninsured or underinsured driver hits you. Contact Kidwell & Gallagher to arrange a free, no-obligation consultation today.
Craig W. Kidwell is the managing partner of Kidwell & Gallagher, Ltd., and exclusively represents injured workers in Nevada. Mr. Kidwell has been practicing workers’ compensation law in Nevada since 1999 and has acted as lead counsel on over 2,000 contested workers’ compensation claims. Mr. Kidwell represents injured workers in Nevada through all stages of Nevada’s complex worker’s compensation system. Craig regularly appears in all levels of Nevada’s administrative workers’ compensation system and has represented injured workers in Nevada’s districts and Supreme Court.
This page has been written, edited, and reviewed by a team of legal writers following our comprehensive editorial guidelines. This page was approved by Managing Partner, Craig W. Kidwell who has more than 20 years of legal experience as a personal injury attorney.